what to do after a car accident Malaysia

Agreed value vs indemnity (market) value, excess and NCD explained in plain English, with RM examples for Malaysian car owners.

Congratulations on your new car. Sort the cover once, then go enjoy the drive

Betterment means you pay for new-part upgrades after an accident even motor insurance policy is in place. Learn why Waiver of Betterment matters for cars aged 5 years and above.

What happens if my F&B business is underinsured? Real claim pattern from a F&B outlet - and how a decision changed a claim output This case is a composite drawn from claims I’ve handle, with identifying details changed. What happens when your stock value outgrows your policy? A burst pipe above a kitchen of a mid-size cafe went unnoticed overnight. By opening time, water has streamed through their kitchen storage area. No damage to the chiller, espresso machine and electricit

VP stands for Vacant Possession. In simple terms, it is the moment when the developer or seller officially hands over the keys to the property, and you are legally entitled to take "possession" of the empty (vacant) unit. Key collection day feels like a milestone you’ve been working towards for years. You step into the unit, take a quiet walk around, and for a moment. It feels real, this is yours. But after that moment passes, most people move straight into renovation, furnit

Buying insurance is an important step toward protecting your future, but it can be very stressful when claims are denied. Let’s...

When a policy is issued, it doesn’t mean all coverage is fully effective immediately. It's important to understand these waiting periods...

What is Covered by Default? By default, fire insurance provides coverage for loss or damage caused by fire or lightning to the property...

Are you gearing up for your next adventure, whether it's hitting the slopes, trekking through the wilderness, or exploring the depths of...

4 essential steps of insurance planning for new business and find out the 3 main pillars on coverage.